2016 - 2018 CORE Course TRID Safely in a Flood of Disclosures Course number (CEC 2631)4HR The course will introduce licensees to the following: The Consumer Finance Protection Bureau (CFPB) designed the pamphlet “Your home loanTool Kit: A step-by-step guide” to help inform buyers about their loan choices. Although lenders are required to provide the Tool Kit within three days after loan application, there is no requirement that anyone review the material with the borrowers. The CFPB encourages real estate licensees to share the 28-page pamphlet with their buyers, earlier rather than later, in the real estate transaction. Through the ToolKit, borrowers are educated about mortgage loans that will help borrowers to choose the right loan for them. The Consumer Financial Protection Bureau (CFPB) combined Truth-in-Lending (TIL) and Real Estate Procedures (RESPA) disclosures into the new Loan Estimate (LE) and the Closing Disclosure (CD). While licensees are not responsible for the closing documents, they are in a position to help educate consumers, particularly buyers, in the closing process. as well as providing an explanation of these two disclosure and closing documents. Mandated by the State of SC Real Estate Commission.
BIC MANDATORY course number ( CEE )4 HR . This Course is required before the 2018 renewal for all Broker-in-Charge license holders. . Trust Accounts is the main focus of this workshop and how to remain compliant with the 4 way check that is demonstrated for your accounting of Trust Funds. . If you are not a BIC - Use this class for great information and a 4 Hour Elective Credit.
Mold, Meth & Marijuana . . . if these walls could talk course number (CEE 2543) 4HR . Environmental and health hazard of dangerous mold and the remediation process. . Focus on the legal requirements, YOUR health risk. property clean up and by whom - when dealing with a suspect clandestine (meth) lab site . Marijuana and the recreational and medicinal uses - what next in your state - risky business? Property Disclosure - course number (CEE 2094) 4HR · Case law -analysis of recent cases, covering all areas of property disclosure · Theories of Legal Liability-misrepresentation, active and passive fraud, negligent misrepresentation, negligent nondisclosure, and negligent advice · key liability topic areas-mold, lead-based paint, stigmatized property and other environmental concerns Buyer Representative - course number (CEE 2230) 4HR · The Foundations of Buyer Representation - · Presenting Buyer Representation & service options allowed through your Broker’s office Policy · Buyer Representation Agreements · The Buyers Representation in Action – task to be completed by Agent and Client – Property research and Diligence · From Contract to closing and beyond… Ethics in Today's Real Estate World - course number (CEE2057) 4HR · Ethics in Today’s World – Ethics, Morality and the Law · Ethics and the Real Estate Professional – The need for ethical behavior – understanding dilemmas through case studies · Current Ethical issues – Unethical or just aggressive? · Making Ethical Decisions – Conflicts of Interest – Six Test for Ethical Action Stigmatized Properties - course number (CEE 2264) 2HR * What is the law on DISCLOSURE OF STIGAMTIZED PROPERTY? *What is the definition of "Stigmatized"? *There are 5 SPECIFIC Stigma's ***Did you know? ...can you name them - *Disclose or Not - THE ANSWER IS....YES AND NO!! *WHEN AND HOW TO ANSWER ALL OF THAT!! Professional Expectations and Obligations - course Number (CEE2495 ) 4HR Satisfies the requirement for: SCLLR (required core course) SCLLR core course approved for mandatory continuing education. this is the only core course accepted by the SCLLR for the period of (June 30, 2014 - June 30, 2016) Attendees will explore actions a SC licensee, BIC, or PMIC should take to increase professionalism by “stepping Up” to set higher standards of compliance through regulations, statutes and ethical principles. The core course will provide a review of license law, focusing in the areas of agency representation, agent diligence and duties.
Contract Review - course number (CEE 2401) 2HR Distinguish yourself as a Professional with an in-depth review of the Purchase Agreement prescribed by SCR. YOU WILL go away with the knowledge required to use this Legally Binding agreement to sell Real Property and represent Consumers in SC.
New License Law Update course number (CEE) 2 HR Review of all changes and amendments effecting you on the 2017 License Law Updates. Protect yourself and your Buyers and Sellers with the many changes in all aspects of the practice of Real Estate.
Title Insurance - course number (CEE 2411) 4HR This “Title Insurance 101” book teaches real estate agents, mortgage bankers, and title people core title information. The text takes fundamentals and applies them to real life closing and title scenarios. At the end of the course, real estate agents, brokers, mortgage lenders and title people will be able to: * Explain what title insurance does and does not do Identify Red Flag title issues to look for when listing, selling, mortgaging or closing properties Explain title work in plain English to sellers, buyers and borrowers * Clarify how liens and encumbrances legally attach to property and determine how to remove unwanted items on title * Follow how a title company investigates and puts together title work. * Protect themselves and their customers from mishandling of closing funds, fraud, forgery, and a host of title issues * Clarification on Lenders Title Insurance and Owners Title Insurance Risk Management - course number (CEE 2052) 4HR Manage the risk associated with real estate transactions. Discussions on how to comply with regulations and suggestions on how to avoid risk and lessen liability -Case studies -Key terms -Learning objectives Foreclosures, Short sales, REO's & Auctions - course number (CEE 2086) 4HR · Identifying the Short Sale Property · Marketing the Short Sale Listing · Short Sale Contracts · Making the Sale with Loss Mitigation Departments · Who to Contact...The Asset Management Department · Purchasing Lender Owned (REO) Properties · Broker Auction Procedures · Client Auction Procedures Commercial Real Estate – Smart Marketing Practices course number (CEE 2248) 4HR · Clauses in Listing Agreements – the need for special clauses and protecting your commission · Forms for Successful Commercial Brokerage – Presenting Offers, Contents of Letters of Intent · The Principal’s Identity · Dealing with other Brokers · Commission overrides · Referral Agreements and Showing records
Visit the SC Real Estate Commission website: http://www.llronline.com/POL/REC/
Carolina School of Real Estate & Property Management, LLC Post Office Box 906 Manning, South Carolina 29102 Established 2009 Cheryl Ann Spering, SC Broker, Instructor, CDEI, GRI, SFR call or text 803-473-0839
We are SC Provider #334 and we proudly LIVE IN AND serve SC
Carolina School of Real Estate and Property Management, llc - PO Box 906 - Manning - SC
Serving all of South Carolina
A South Carolina LLR Real Estate Commission Approved Provider